Personal Representative Guide

Personal Representative
Complete Guide

Being named Personal Representative or executor is one of the most important responsibilities a family member can take on. You are legally responsible for managing the estate from start to finish, including the real estate. This guide walks you through everything you need to know.

Marc Cormier has helped hundreds of Personal Representatives navigate probate real estate across Maryland, Virginia, and Washington DC. Whether you are just starting the process or you are already appointed and trying to figure out what to do with the house, these resources cover every step.

Legal documents and a house key on a dark wooden desk representing estate administration paperwork
Personal Representatives carry significant legal and financial responsibilities. Overview

The Maryland Probate Roadmap

The Maryland Probate Roadmap

The probate process in Maryland follows a clear sequence. Understanding these stages helps you plan ahead and avoid common delays.

1

File the Will and Death Certificate

Submit the original will and certified death certificate to the Register of Wills in the county where the deceased lived. This opens the probate case.

2

Get Appointed as Personal Representative

The court issues Letters of Administration or Letters Testamentary, giving you legal authority to act on behalf of the estate.

3

Notify Creditors and Heirs

Publish notice to creditors and notify heirs of the probate proceedings. Maryland gives creditors six months to file claims.

4

File the Inventory of Assets

Within three months of appointment, file an inventory of all estate assets with the Register of Wills, including the property's date-of-death value.

5

Manage and Sell Estate Assets

Secure, insure, and maintain the property. Decide whether to sell as-is, make repairs, or list on the open market. Under Maryland law the Personal Representative holds a statutory power to sell, with court steps only when the will or a court order limits that power.

6

Pay Debts, Taxes, and Expenses

Use estate funds to pay valid creditor claims, final taxes, and administrative expenses. This includes mortgage payments, property taxes, and insurance during the process.

7

Distribute to Heirs and Close the Estate

After all debts and expenses are paid, distribute remaining assets to the heirs. File final accounts with the court to close the estate formally.

Every stage has specific legal requirements. The guides below provide detailed walkthroughs for each phase of the process.

Schedule a Free Consultation

Quick Answers

Serving as Personal Representative: Questions and Answers

Priority to serve, liability, pay and commissions, co-Personal Representatives, resignation, removal, and the Special Administrator role. These are the questions the Register of Wills hears most from Personal Representatives and the families who serve with them.

Who has priority to serve as Personal Representative in Maryland?

The person named in the will has first priority. After that, priority runs to the surviving spouse, then children, and on down the line to creditors. Anyone with higher priority must sign a written consent before someone lower on the list is appointed.

Who is not allowed to serve as Personal Representative in Maryland?

Maryland bars several groups from serving: • Anyone under 18 • Anyone mentally incompetent • Anyone convicted of a serious crime, unless the court finds good cause • A non-citizen, unless the person is a U.S. permanent resident and is the spouse, parent or other ancestor, descendant, or sibling of the deceased

Can I be the Personal Representative if I live in another state?

Yes. Maryland lets a non-resident serve if they appoint a Resident Agent who lives in Maryland. The Resident Agent’s only job is to accept legal papers on the estate’s behalf. Your attorney or a Maryland service fills that role. The real challenge for out-of-state executors is the house, not the paperwork.

Can I turn down being the Personal Representative?

Yes. Being named in a will does not force you to serve. You are able to decline before appointment, and a serving Personal Representative is able to resign through the court’s process. Declining early is far easier than resigning in the middle of an estate.

Can a Personal Representative be held personally liable?

Yes. The Register of Wills describes the role as one held to the highest standard of care in the law, and a Personal Representative who falls short faces personal liability. The usual problems are predictable. Letting insurance lapse. Selling cheap to a relative. Paying heirs before creditors. Missing deadlines. Every one of those is avoidable.

Can the Personal Representative sell the house to themselves or a relative?

Selling estate property to yourself or a family member is a conflict of interest and one of the fastest ways a Personal Representative gets sued. Expect the estate attorney to require court approval or written consent from every interested person. Get an independent appraisal and put the numbers in writing before anyone signs anything.

Can the Personal Representative get paid for repairing or selling the house?

Only with court approval. Montgomery County’s Register of Wills policy says when a Personal Representative or attorney performs extra services like home repair or brokerage, payment beyond their commission or fee requires approval by the court, because the arrangement is a conflict of interest.

How much does a Personal Representative get paid in Maryland?

Maryland caps the combined total of Personal Representative commissions and attorney fees at 9% of the first $20,000 of the estate plus 3.6% of everything above $20,000. That is one shared cap, not two separate ones. Payment happens only after a court-approved petition or written consent from all interested persons.

What is the maximum commission on a $500,000 Maryland estate?

The combined cap on a $500,000 estate is $19,080. • First $20,000 at 9%: $1,800 • Remaining $480,000 at 3.6%: $17,280 • Total: $19,080 That cap covers the Personal Representative’s commission and the attorney’s fee together. An attorney is able to petition the court for more with good cause.

What is the maximum commission on a $300,000 Maryland estate?

The combined cap on a $300,000 estate is $11,880. • First $20,000 at 9%: $1,800 • Remaining $280,000 at 3.6%: $10,080 • Total: $11,880

Can a Personal Representative be reimbursed for travel?

Usually not as a separate expense. Montgomery County policy treats travel, food, and lodging as costs covered by the Personal Representative’s commission. Out-of-state executors should plan for this before booking flights back and forth.

Can two people serve as co-Personal Representatives?

Yes, and siblings do it often. The tradeoff is speed. Co-Personal Representatives generally sign listing agreements, contracts, and deeds together, so one slow or unreachable sibling holds up every step.

What happens if the Personal Representative stops doing the job?

Interested persons are able to ask the Orphans’ Court to remove a Personal Representative who fails to perform, and the court is able to appoint a successor. Removal takes time and legal fees. A written timeline agreed on at the start prevents most of these fights.

What is a Special Administrator?

A Special Administrator is a temporary appointment with limited powers, used to protect estate property before a regular Personal Representative is in place. It also happens when someone files a caveat against the will. At that point the existing Personal Representative’s role drops to Special Administrator until the court decides the will’s validity.

Do co-Personal Representatives have to act together in Maryland?

Yes. Maryland law presumes co-Personal Representatives carry out their duties jointly. Every signature, every decision, every contract. The Register of Wills itself warns that this leads to delays. If siblings want to share the role, agree in writing on who handles what before the estate opens.

How does a Personal Representative resign in Maryland?

A Personal Representative gives written notice of intent to resign to all interested persons at least 20 days before filing a statement of resignation with the Register of Wills. The resignation takes effect when a successor is appointed. The resigning Personal Representative must account for everything handled up to that point.

What if the person named in the will as Personal Representative has died?

If the will names a successor Personal Representative, that person is able to serve. If it does not, priority passes to the next person under Maryland law, such as a spouse or child, and others with higher priority must consent.

Why can a Personal Representative be removed in Maryland?

The court removes a Personal Representative for: • Lying about material facts to get appointed • Willfully ignoring a court order • Being unable to do the job, with or without fault • Mismanaging estate property • Letting the Resident Agent designation lapse • Failing, without a good reason, to perform a material duty Once notice of a removal hearing is given, the Personal Representative holds only Special Administrator powers. That usually means the house sale stalls.

Free Consultation

Need Help as a
Personal Representative?

Marc Cormier has 27 years of experience helping Personal Representatives navigate probate real estate. Schedule a free consultation to discuss your situation with no obligation.

Legal Note

For legal questions about your responsibilities as a Personal Representative, consult a competent Maryland probate attorney.

Legal Note

If family members disagree about legal rights or the administration of the estate, seek advice from competent legal counsel.

Legal Note

Court requirements vary depending on the circumstances of the estate. Consult your probate attorney for guidance.

Legal Disclaimer

The information in this guide is provided for educational purposes only and is not legal, tax, or financial advice. Probate laws vary, and every estate is different. Marc Cormier and Berkshire Hathaway HomeServices PenFed Realty are not acting as your attorneys or accountants. Before making legal decisions regarding an estate, consult with a competent Maryland probate attorney or other qualified professional familiar with your specific circumstances.

Free Probate Value Analysis

Get Your Free Probate Value Analysis™: Know What the Estate Is Worth Before You Decide

Schedule Your Free Probate Value Analysis™

Every Personal Representative needs a clear, defensible picture of the estate's most valuable asset before making decisions. The Probate Value Analysis™ gives you eight essential data points in one free consultation, with no obligation.

Current As-Is Value
Estimated Value After Improvements
Suggested Repairs
Staging Recommendations
Traditional Market Value
Multiple Cash Offers
Estimated Net Proceeds
Recommended Selling Strategy
Schedule Your Free Probate Value Analysis™

Free Resource

Download Your Free Copy of "Inherited"

Marc Cormier's Amazon best-selling probate real estate guide is available as a free download. Get the clarity you need to navigate the estate process with confidence.

Get the Free Probate Guide

For Personal Representatives

How the Probate Value Analysis™ Helps You Make Informed Decisions

As Personal Representative, you carry a fiduciary duty to protect the value of the estate. Every decision you make about the property, whether to sell as-is, make repairs, or list on the open market, has financial consequences for the heirs and beneficiaries.

The Probate Value Analysis™ is designed to give you the complete picture before you commit to any path. Instead of guessing at the numbers or relying on a single data point, you get eight specific, actionable data points that cover every angle of the property's value and market position.

Court-Defensible Numbers

The analysis gives you a valuation you can present to the Orphans' Court and the Register of Wills with confidence, backed by a real in-person inspection and market data.

Maximize Estate Value

By comparing as-is value against after-improvement value, you can make an informed choice about whether repairs or staging will generate a strong return for the estate.

Transparent With Heirs

The analysis helps you explain the recommended strategy to all beneficiaries clearly, with documented reasoning they can understand and trust.

Avoid Costly Delays

Making the right decision the first time saves months of court delays and prevents the property from sitting vacant, losing value while the estate carries holding costs.

Get Your Free Probate Value Analysis™

Marc Cormier provides this analysis as part of a free, no-obligation consultation. You get the full picture before you decide anything.

Schedule Your Free Analysis

Free Home Valuation

What is YOUR Home Worth

Homeowners, executors, and personal representatives: get a quick opinion of the property's current value with no obligation. Share a few details about the home and Marc Cormier will follow up with a clear, no-pressure picture of what it is worth today.

No obligation. Your information is secure and never shared.

Free Consultation

Ready to Move Forward?

Get clarity on your specific situation with a free, no-obligation consultation.

Schedule a Free Consultation

No obligation. We'll discuss your specific situation.